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Case study: Can commerce graduates earn 1 lakh per month 

Discover how commerce freshers are earning ₹1 lakh monthly by tapping into the global accounting shortage. This article reveals the untapped US/UK bookkeeping opportunity, practical strategies for landing international clients, and why you don’t need a CA degree or to quit your job to start earning in dollars with just 2 hours daily.

The starting point: A degree that felt like a dead end

Let me tell you about Praveen Kumar, someone whose story will make you question everything you’ve been told about career success in accounting. 

From a regular B.Com graduate to earning over ₹1 lakh per month, his journey involves a surprising discovery, a bold decision, and a future that most CAs would envy (he is not a CA yet).

Let’s start at the beginning and introduce you to Praveen.

Meet Praveen Kumar—a B.Com graduate from Mohali who worked as a finance associate at an Indian company. No CA degree, no fancy credentials, just solid accounting knowledge.

Most people would call his job stable. Regular salary, predictable routine, the security that most Indian families dream of. But Praveen started questioning something fundamental: Why was he settling for a fixed salary when his accounting skills could unlock international opportunities and better earnings?

He had the experience and knowledge from years in the same role. But he realised his potential was limited by two things—geography and traditional employment structures. His skills were confined to serving one employer, in one city, for one fixed salary.

The traditional path was clear—stay in the job, wait for annual increments, hope for promotions. But Praveen knew there had to be more. He’d heard about freelancing, about working with international clients, about Indians earning in dollars. Could his accounting skills really translate to global opportunities?

From a third person’s perspective, leaving a stable job might seem risky, even foolish. His colleagues certainly thought so. His family worried. But Praveen saw it differently. The real risk was never trying, never exploring what was possible beyond the conventional career path.

Attending a SkillArbitrage Bootcamp: the discovery that changed everything

Enter the life-changing moment: A friend forwarded him information about international freelancing for accountants. Praveen was skeptical at first. “This must be another scam,” he thought. But his curiosity won.

In December 2023, he attended a specialised SkillArbitrage bootcamp on Accounting and Bookkeeping. 

In those intense 3-day sessions, Praveen realised a few things:

Truth #1: US and UK companies desperately need accounting support but can’t afford local rates ($70-150/hour) 

Truth #2: Indian accounting knowledge translates perfectly to international standards with minor adjustments 

Truth #3: You don’t need CA or CPA credentials—just skills and good communication 

Truth #4: The demand-supply gap is massive—over 500,000 businesses looking for remote accounting support

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Truth #5: You can tap into this opportunity in multiple ways—freelancing projects, part-time gigs, or even full-time remote positions with international companies

Truth #6: You don’t need to quit your job to start—just 2 hours daily is enough to begin your international journey

But vision alone wasn’t enough. The path ahead had real challenges:

Firstly, the Knowledge Gap and the Skills Mismatch: Indian accounting and international accounting seemed like distant cousins. QuickBooks? Xero? These weren’t taught in B.Com. How could he bridge this gap quickly? He wasn’t knowing about the high-demand skills that international clients desperately need; skills often overlooked in traditional Indian finance training.

The Confidence Gap: “Who am I to work for international clients?” This question haunted Praveen daily. Without a CA degree, without foreign exposure, without even perfect English—what right did he have to dream this big?

The Platform Confusion: Upwork, Fiverr, LinkedIn—the options seemed endless and overwhelming. Where to start? How to stand out among millions of freelancers? The fear of getting lost in the crowd was real.

The Societal Pressure: The biggest challenge? He explained to everyone around him why he was leaving a “stable” job for something they’d never heard of. 

Taking the leap: from employee to entrepreneur

By now, a few things were clear to Praveen:

  • The opportunity was real and massive
  • He needed structured learning and mentorship
  • Waiting would only mean more competition later
  • His current job would never give him the life he wanted
  • He could take our help, achieve all the milestones one by one, and get started in the shortest period of time. 

So he did something that terrified everyone around him. He quit his job. It seemed risky to everyone around him.

But here’s what we tell everyone today: Praveen’s decision to quit was his personal choice. You don’t have to follow the same path. In fact, most of our successful students start their international journey while keeping their day jobs. They invest just 2 hours daily, early mornings, late evenings, weekends, and build their client base gradually.

In December 2023, Praveen made a choice. He enrolled in an international freelancing bootcamp for accountants. Just two weeks later, in early January 2024, he achieved his first milestone: landing a UK client at $7/hour through his strategically optimised Upwork profile.

Multiple paths to success: not just freelancing

Here’s something important: While Praveen chose the freelancing route, the skills and positioning strategies you learn open multiple doors:

Option 1: Freelancing Projects (Like Praveen)

  • Start with small projects
  • Build your portfolio gradually
  • Scale to multiple clients

Option 2: Part-Time Remote Positions

  • Work 20-25 hours weekly for international firms
  • Perfect alongside your current job
  • Steady additional income stream

Option 3: Full-Time Remote Jobs

  • Complete employment with US/UK companies
  • Work from home with international salary
  • Full benefits and job security

Option 4: Hybrid Approach

  • Keep your day job initially
  • Take weekend projects
  • Transition when ready (or never—your choice!)

Many of our students who kept their jobs now earn an additional ₹50,000-70,000 monthly from just 2 hours of daily work. They didn’t need Praveen’s all-in approach—they chose stability with growth.

Stepping over one roadblock at a time: the systematic transformation

Let’s see how Praveen overcame each roadblock:

Bridging the Knowledge/ Skills Gap: Under expert guidance, Praveen discovered that QuickBooks, US tax seasons, 1099s and W-2s weren’t as foreign as they seemed. Our specialised sessions broke down these concepts into digestible lessons, connecting them to Indian accounting principles he already knew.  Things were taught in a manner that he realised that what seemed like rocket science became just different terminology for familiar concepts. Within weeks, he was navigating US accounting requirements like a pro. 

Building International Confidence: Through SkillArbitrage’s intensive sessions led by industry experts, Praveen transformed from a hesitant graduate to a confident professional. Our mentors focused on practical approaches, reviewed his assignments (all practical) line by line, and taught him the subtle art of setting professional boundaries. The mentors gave him the exact templates and the outreach pitches through which he very confidently connected with CEOs of UK companies.

Cracking the Platform Code: Instead of letting Praveen waste months figuring out Upwork alone, our platform specialists shared their proven playbook. They revealed the algorithm secrets, provided winning profile templates, and most importantly, gave him exact proposal formats that get responses. 

Managing Time Effectively: The course was self-paced, meaning he could attend sessions live or watch the recordings at his leisure when he couldn’t. Most of it happened on weekends. Students with jobs typically spend 2 hours on weekday evenings and 4-5 hours on weekends. Time management ✅!

The breakthrough moment

Here’s where Praveen’s story gets interesting and different from what you might expect.

Praveen was definitely following our roadmap.

Just two weeks after optimizing his Upwork profile using the bootcamp’s templates, and his mentor’s guidance, something remarkable happened. A UK-based accounting firm reached out to him. Not the other way around. They had found HIM.

The reason? His profile showcased exactly what they needed, not fancy degrees, but specific skills like “UK VAT returns,” “QuickBooks ProAdvisor,” and “Monthly management accounts.” Terms he’d learned to use strategically.

They offered him $7/hour to start.

The multiplication effect

But here’s the fascinating twist in Praveen’s story:

That first UK client was so impressed that within a month, they did something unexpected. They referred him to six other businesses in their network. 

By month three, Praveen was juggling:

  • Original UK client: $7/hour, 
  • US e-commerce business: $10/hour, and 5 similar projects

Within just three months, his earnings reached USD 1,200. Total daily work: 5 hours Location: His bedroom in Mohali

The three lessons that changed everything

Lesson #1: Your Competition Isn’t Who You Think: The biggest barrier isn’t CAs or experienced professionals—it’s the limiting beliefs about what a commerce graduate can achieve in the global market.

Lesson #2: The Market Rewards Speed, Not Perfection: International clients prioritize availability, responsiveness, and eagerness to learn over perfect credentials or years of experience.

Lesson #3: Traditional Career Advice Is Obsolete: The “study-job-promotion” ladder is outdated; in today’s global economy, skills and initiative matter more than degrees or geographic location. And you can climb multiple ladders simultaneously, quit your job or keep it, that is up to you, and build an international income!

Today, Praveen’s reality looks nothing like his B.Com batchmates’. 

He is currently:

  • Working with 7 international clients
  • Hired two junior freelancers (his batchmates!) and built a small team
  • Direct client connections, outside platforms (no platform fees), building long-term relationships
  • Working 5 hours daily
  • Earning ₹1.2 lakhs monthly
  • Building his own accounting practice

Compare that to his previous role: fixed location, predictable salary, and limited growth opportunities. 

What makes this possible now?

The opportunity Praveen tapped into isn’t going away if you act wisely. It’s growing:

  • 2.3 million new businesses registered in the US annually
  • UK’s Making Tax Digital requires more bookkeeping support
  • E-commerce explosion needs accounting expertise
  • Remote work is now permanent, not temporary

And here’s the kicker—Indian commerce graduates are perfectly positioned because:

  • You understand accounting fundamentals
  • You work in time zones that complement Western businesses
  • Your English is good enough (perfection not required)
  • Your rates are competitive while still life-changing for you

His Mmssage: Your B.Com degree is more powerful than you think

Every B.Com student sitting in a classroom right now has access to the same opportunity Praveen found. That degree you’re pursuing or holding? It’s your ticket to the global market—not through campus placements or traditional jobs, but through international freelancing that established CAs don’t even know exists.

Praveen’s transformation proves a powerful truth: The market doesn’t care whether you have CA after your name, which tier city you’re from, or how many years of experience you have. It cares about one thing: Can you solve problems?

And here’s the best part: You don’t need to be as bold as Praveen. Start small. Keep your job. Invest just 2 hours daily. Take on one small project. Build confidence. Then decide your path—freelancing, remote job, or keeping both income streams. The choice is yours!

The international market is growing rapidly, and you need to tap into it as soon as possible. If you have basic accounting knowledge from your B.Com—knowledge of debits and credits, financial statements, and general bookkeeping—you already have what international clients need. It’s just a matter of getting the right guidance and positioning yourself correctly.

The only difference between Praveen and thousands of other B.Com graduates? He stopped waiting for the ‘right time’ and created it himself. While his batchmates are still preparing for competitive exams or fighting for ₹25,000 monthly jobs, he built a ₹1 lakh monthly business in just 3 months.

His message is clear: If a regular B.Com graduate from Mohali, without CA, without MBA, without any special advantages, can achieve this and can build a ₹1 lakh monthly business, what’s stopping you from writing your own success story?

The bootcamp that changed Praveen’s life is happening again—FREE and LIVE on September 20-22, 2025. Three days that could redefine your next 30 years.

But here’s the thing—it’s not recorded. You can’t watch it later. You can’t delegate this to “someday.”

Because while you’re thinking about it, someone else—maybe your own classmate—is taking action.

Praveen’s story isn’t just about earning in dollars; it’s about breaking free from the script society wrote for you and discovering that a B.Com graduate from a small city can compete and win on the global stage.

The question isn’t whether this opportunity is real. The question is: Will you be one of the few who take it, or one of the many who just read about it?

P.S.: Scared of taking the leap like Praveen? Don’t be. Start with just 2 hours daily. Keep your job. Take small projects. Build gradually. The opportunity is flexible enough to fit your comfort zone while still being life-changing!

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